Equity Release
Summary
-
Unlock the value in your home to invest, renovate, or consolidate debt.
-
Our brokers assess your equity and guide you through your borrowing options.
-
Access funds safely and strategically with expert advice and 50+ lender options.
What Is an Equity Home Loan?
An equity home loan lets you borrow against the value you’ve built in your property. If your home is worth more than what you owe on your mortgage, that difference is your equity, and it can be used to invest in another property, renovate your home, or fund other goals.
For example, if your property is valued at $1,000,000 and your remaining loan is $400,000, you have $600,000 in equity. We help you understand how much of that equity you can access and how to use it effectively without overextending your finances.
How We Help You Access Your Equity
Our mortgage brokers make it easy to tap into your home’s value. We’ll:
Calculate your available equity
Based on your property’s current market value and loan balance.
Determine your borrowing potential
Most lenders allow you to access up to 80% of your property’s value, or more with LMI.
Compare loan options
Across 20+ lenders to find competitive rates and flexible terms.
Explain fees and conditions
so you know exactly what to expect before you apply.
We’ll guide you through every step of your equity release or refinance.
Ways to Build Your Home Equity
Building equity strengthens your financial position and increases your borrowing power. Here are simple ways to grow it faster:
-
Make extra repayments or switch to fortnightly payments to reduce your loan principal sooner.
-
Renovate strategically to increase your property’s market value.
-
Link an offset account to lower your interest and build equity faster.
Our team can help you model how small changes in repayments or property upgrades can accelerate your equity growth.
Using Equity to Achieve Your Goals
You can use your home equity to:
Buy an investment property
And grow your portfolio.
Renovate
And increase your home’s value.
Consolidate debts
To simplify repayments.
Fund lifestyle goals
Such as education or travel.
Before releasing equity, we’ll help you assess affordability, structure the loan correctly, and choose the best lender for your needs.
Partner with Equity Loan Experts
Accessing your home’s equity is a smart way to move forward when done strategically. Our experienced brokers help you unlock your property’s potential, compare lender options, and create a plan that supports your long-term financial goals.
Book a free consultation today to see how much equity you could access and what opportunities it can unlock for you.
