Medical Professional
Summary
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We help doctors secure exclusive home loan offers with no LMI and discounted rates.
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Borrow up to 100% of your property’s value — with zero Lenders Mortgage Insurance (LMI).
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Enjoy fast approvals, better rates, and potential cashback through our lender network.
Exclusive Home Loan Benefits
for Doctors
At Slade Home Loans, we specialise in helping medical professionals access home loans designed specifically for their profession. Our brokers have direct access to bank credit teams who understand doctors’ financial structures, allowing us to negotiate lower rates, LMI waivers, and higher borrowing limits than what’s advertised publicly.
Whether you’re a GP, specialist, surgeon, or medical intern, we’ll help you secure a loan that fits your income structure and long-term goals, while saving you significant money in the process.
Why Doctors Get Preferential Home Loan Offers
Lenders view doctors as low-risk borrowers due to their stable income and strong earning potential. As a result, banks compete for their business, offering special privileges such as:
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No LMI up to 95–100% of the property value
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Discounted interest rates below standard offers
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Fast-tracked approvals and flexible assessment criteria
Our brokers at Slade Home Loans know exactly how to present your financial profile to maximise your borrowing capacity and ensure a seamless approval process.
How We Help Doctors Save
We go beyond simply finding a loan — we negotiate exceptional terms on your behalf:
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No LMI, saving you tens of thousands upfront (up to $100,000 on a $2M loan).
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Exclusive rate discounts, reducing your repayments over the life of the loan.
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Annual fee coverage and potential cashback offers available for eligible clients.
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Access to over 20 banks and lenders, including those offering medical-specific policies.
Our brokers know exactly how to deliver real financial savings for doctors.
Flexible Loan Options for
Medical Professionals
As a doctor, you have access to a full range of home loan types with features designed for flexibility and growth:
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Fixed or variable rate options for stability or flexibility
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Offset accounts to reduce interest and accelerate debt reduction
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Refinancing to access equity or consolidate higher-cost debts
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Investment property loans to expand your wealth portfolio
We tailor your loan to your lifestyle whether you’re a locum, self-employed practitioner, or salaried specialist.
Who Qualifies for Doctor
Home Loan Benefits
Most medical professionals registered with AHPRA can access these exclusive offers, including:
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General Practitioners (GPs)
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Specialists (Cardiologists, Dermatologists, Orthopaedic Surgeons, etc.)
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Surgeons and Anaesthetists
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Registrars and Medical Graduates
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Locum and Self-Employed Doctors
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Veterinarians and Allied Health Specialists
If you’re not sure whether your role qualifies, our team can quickly check your eligibility and outline the best available options.
