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Public Services

Summary

  • We help government and public service employees access exclusive home loan benefits.

  • Our brokers work with lenders who reward stable, reliable income with lower rates.

  • We handle the paperwork and negotiate the best possible deal — so you can focus on your career.

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Helping Public Servants Get
Approved with Ease

If you work in public service, such as healthcare, education, law enforcement, or local government, you may qualify for exclusive home loan benefits, including lower interest rates, reduced deposits, and fast-tracked approvals.
 

At Slade Home Loans, we specialise in helping nurses, teachers, police officers, firefighters, and other government employees get approved for the right loan with minimal stress. Your stable employment and consistent income put you in a strong position and we know how to leverage that with lenders.

Why Public Sector Employees Get
Better Deals

Lenders see government and public sector workers as low-risk borrowers because of their:

  • Stable, long-term employment
     

  • Reliable income streams
     

  • Lower probability of default
     

This means many lenders offer special pricing, lower deposits, and reduced Lenders Mortgage Insurance (LMI) for eligible professionals. Our brokers identify and negotiate these benefits for you saving you money upfront and over the life of your loan.

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How We Help You Secure the
Right Loan

Our mortgage experts simplify the process from start to finish:
 

  • Compare 20+ lenders to find the most competitive rate.
     

  • Identify exclusive government employee offers, including LMI waivers and
    cashback deals.

     

  • Manage all the paperwork and liaise directly with lenders for faster approval.
     

  • Tailor the loan structure to fit your lifestyle, income cycle, and career progression.
     

We’ll also review your current loan to see if refinancing could reduce your repayments or unlock better terms.

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Who We Help

We assist a wide range of professionals in the public sector, including:
 

  • Teachers, Lecturers & Education Staff
     

  • Nurses, Paramedics & Allied Health Professionals
     

  • Police, Firefighters & Emergency Services Workers
     

  • Public Servants & Government Department Employees
     

  • Defence Force Personnel
     

Whether you’re a first home buyer, upgrading, or investing, we’ll help you make the most of the benefits available to you.

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Sound like you? Ready for the next steps?

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