Tradies
Summary
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We help tradies, contractors, and self-employed workers get approved for home
loans faster.
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Our brokers know how to present your income and documentation to lenders for easy approval.
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We compare 20+ lenders to find flexible, affordable loans that suit your trade lifestyle.
We Get Tradies Approved
If you’re a tradesperson or contractor, getting a home loan can feel like hard work. Traditional lenders often don’t understand fluctuating income, ABN structures, or inconsistent paperwork, but we do.
At Slade Home Loans, we specialise in helping self-employed tradies and contractors secure home loans. Whether you’re a carpenter, plumber, electrician, or builder, we know which lenders are most flexible with your income type, and how to get your loan approved quickly and smoothly.
Common Challenges for Tradies
Many tradespeople struggle to get approved because:
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Your income varies seasonally or week-to-week.
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You’ve been self-employed for less than two years.
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You can’t provide two full years of tax returns.
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Your business and personal finances overlap.
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You simply don’t have the time to manage the complex loan process.
We work directly with lenders that understand tradies so your fluctuating income, new ABN, or limited financial history won’t hold you back.
How We Help Tradies Get Home Loans Approved
Our brokers use smart strategies to strengthen your application and unlock better loan options:
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ABN under 2 years old? We have lenders who accept newer ABNs.
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1-Year Financials Accepted: Some lenders will assess you using just one year of tax returns.
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Alternative Documentation: We can use BAS statements, business bank statements, or an accountant’s letter to verify income.
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Exclude Business Debts: Certain lenders ignore business liabilities when assessing serviceability.
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Add Backs: We help include add-backs like depreciation or one-off expenses to boost borrowing power.
Our team has helped tradies across Australia turn complex applications into fast approvals.
Who We Help
We work with all trades, from solo contractors to growing business owners, across every industry, including:
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Carpenters & Builders
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Electricians & Plumbers
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Painters, Plasterers & Tilers
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Roofers, Landscapers & Concreters
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Welders, Mechanics & HVAC Technicians
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Scaffolders, Fabricators & Construction Workers
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Pest Control, Signwriters & Handymen
No matter your trade, we know the lenders who get it and how to make your application stand out.
