Refinancing
Summary
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We help you refinance your home loan to save money and reach new financial goals.
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Compare 20+ lenders to secure a lower rate, better features, or access your equity.
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Let our expert mortgage brokers handle the process and maximise your savings.
Why Refinance Your Home Loan
Life changes — and your home loan should too.
As interest rates and financial goals shift, refinancing your mortgage can help you secure a better deal, reduce repayments, or unlock funds for renovations or investments.
At Slade Home Loans, we compare rates across 20+ lenders, identify better loan features, and manage the refinance process for you — so you save time, money, and stress.
How Refinancing Works
Refinancing replaces your current mortgage with a new one that better suits your needs. The goal might be to:
Lower your interest rate
And monthly repayments.
Access equity
For renovations, investment, or other financial goals.
Consolidate debts
Into a single, lower-rate home loan.
Switch loan types
(e.g., variable to fixed, or interest-only to principal & interest)
Upgrade loan features
Like offset accounts or redraw facilities.
We’ll assess your existing loan, compare lender options, and handle the full refinance process, from application to settlement, with minimal disruption to you.
Benefits of Refinancing
Refinancing can help you:
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Reduce your repayments by securing a lower rate.
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Save in interest over the life of your loan.
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Improve cash flow and free up funds for savings or investments.
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Pay off your loan faster by switching to a shorter term.
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Access home equity to fund renovations, education, or new ventures.
We’ll calculate your potential savings and outline the true financial benefit of refinancing, including any fees or setup costs, so you can make a confident decision.
How Much Can You Save?
Even a small reduction in your interest rate can add up to big savings over time.
For example, refinancing a $600,000 loan from 6.5% to 5.9% could save you thousands in interest each year.
We’ll provide a personalised comparison showing exactly how much you can save and explore whether switching to interest-only repayments or consolidating personal and car loans could improve your financial position further.
