Home Price Data

Home Prices Rising at Fastest Pace in a Year — What It Means for Borrowers

According to recent data, Australian home prices increased by around 0.8 % in September 2025, representing the fastest monthly gain in over a year. This uptick is being driven by a combination of lower interest rates, limited listings and rising buyer demand.

What the numbers are showing

• National median home value reached approximately A$857,280 in September 2025.

• In some cities, like Brisbane and Perth, the growth is even stronger; for example, Brisbane recorded about 1.2 % monthly growth.

• Home values are rising while listings are still low, creating a seller-favourable environment.

  
  

What it means for you

• If you’re a buyer, this could mean that waiting too long might cost you more. With values rising, your deposit may need to grow faster to maintain borrowing power.

• If you’re an investor, the rising price environment may affect yields and entry thresholds, but also offers capital growth potential.

• If you’re considering refinancing, a higher home value may help you access greater equity, but higher prices may also mean larger loans and higher repayments.

  
  

Key takeaway

 The property market is moving faster than many expected. Buyers need to act decisively; investors need to be selective; refinancers need to be strategic.