Investment Property
Summary
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We help investors secure the right home loan to grow their property portfolio.
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Our brokers compare 20+ lenders to find competitive investment loan options.
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We guide you through loan structure, tax efficiency, and long-term strategy.
Invest Smarter with Expert Guidance
Investing in property is one of the most reliable ways to build wealth, but choosing the right investment home loan can make all the difference.
Our experienced investment mortgage brokers take the time to understand your goals, assess your financial position, and match you with a loan structure that supports your investment strategy. Whether you’re buying your first investment property or expanding your portfolio, we make the process seamless from start to settlement.
Finding the Right Investment Loan
for You
Different investors have different needs. That’s why we help you explore all loan options:
Principal & Interest Loans
– Build equity and reduce debt over time.
Interest-Only Loans
– Maximise short-term cash flow and investment flexibility.
Fixed Rate Loans
– Enjoy predictable repayments and protect against rate rises.
Split Loans
– Combine the security of fixed rates with the flexibility of variable.
We’ll explain the pros and cons of each structure and find the mix that best suits your goals, whether that’s steady growth, strong returns, or cash flow management.
How Much Can You Borrow for an Investment Property?
We work closely with lenders that offer up to 90–95% LVR on investment loans, helping you leverage your assets effectively.
If you’re borrowing more than 80% of the property’s value, we’ll guide you through Lenders Mortgage Insurance (LMI) options and help you explore ways to reduce or avoid it, such as using equity from another property or a guarantor.
Our brokers calculate your borrowing capacity by assessing your income, existing debts, and projected rental income, giving you a clear picture before you buy.
Understanding the True Costs
We’ll help you plan for all the expenses that come with property investment, including:
Stamp Duty and Legal Fees
– Build equity and reduce debt over time.
LMI and Loan Fees
– We explain all charges upfront so there are no surprises.
Ongoing Costs
– Enjoy predictable repayments and protect against rate rises.
Split Loans
– From property management to maintenance and rates, we’ll help you factor these into your investment strategy.
Our goal is to help you maximise returns and minimise unnecessary costs, so your property investment works harder for you.
Partner with Australia’s Trusted Investment Loan Experts
We’re proud to help investors across Australia build wealth through smart property finance. From selecting the right lender to structuring your loan for tax efficiency, we provide clear, tailored advice that gets results.
